Your age, marital status, income level, and number of dependents all impact the amount and kinds of insurance coverage you need. A prime time to review your insurance strategy is during important events in your life, such as an increase in income, new home or car, marriage, or a new addition to your family.

Insurance needs change over time and knowing the basics of insurance can help keep your financial safety net operating at its best.

Loan insurance...credit life and disability insurance can protect you and your family from the unexpected.

Mortgage insurance...your family’s biggest debt is turned into its strongest asset.

Line of Credit Insurance...credit life and disability can protect you and your family from the unexpected.

...for loans under $100,000, your protection could begin right away.

Travel insurance...simple, convenient coverage that provides peace of mind protection and worry-free security while travelling.

Creditor’s group insurance coverage is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrollment intake, medical underwriting and claims administration are provided by the employees of CUMIS Services Incorporated. Coverage is governed by the terms and conditions of the creditor’s group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details.