Legal and Copyright

Legal

Provincial Credit Union Ltd. provides its web site and services to you subject to the following terms and conditions of use, which may be updated by us from time to time without notice to you. Each time you use this Web site you indicate your acknowledgment and acceptance of the terms and conditions below. If you do not accept these terms and conditions, you should not use this Web site.

  1. Copyright Information  
  2. Trademark Information  
  3. Warranties and Limitation of Liability  
  4. Information 
  5. Privacy and Security  
  6. Links to Third Party Sites  
  7. Use of Cookies  
  8. Debit Credit Statement of Commitment  
  9. Direct Service Agreement - Personal  
  10. Direct Service Agreement - Business

Copyright Information

The information, artwork, text, video, audio, and pictures contained our website, and the website design, content and arrangement are protected by copyright laws. You may download information from our website for your personal, non-commercial viewing, but you may not otherwise copy, reproduce, republish, post, transmit, distribute or modify anything from our website without our prior written approval.

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Trademark Information

Provincial Credit Union ,the Provincial Credit Union logo, MEMBERDIRECT and all other trade-marks and trade names of Provincial Credit Union appearing on this web site are owned by (or licensed to) Provincial Credit Union and may not be used in connection with any product or service that is not approved by Provincial Credit Union, in any manner that is likely to cause confusion, or in any manner that disparages or discredits Provincial Credit Union.

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Warranties and Limitation of Liability

This website, and the information and documents provided on it, are provided “as is” without any warranties of any kind, express or implied, as to the operation of this website, our services, or the information, content, materials, services, or products included or referenced on this website. Provincial Credit Union Ltd. uses reasonable efforts to include accurate and up-to-date information on this Web site; it does not, however, make any representations as to its accuracy or completeness. Your use of this Web site is at your own risk. Provincial Credit Union, its suppliers, and the other parties involved in creating and delivering this Web site's contents are not liable for any direct, indirect, special or consequential damages arising from use of this site, including any damages you may suffer as a result of your personal information being transmitted between you and Provincial Credit Union.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, PROVINCIAL CREDIT UNION DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

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Information

All information provided on this website is believed to be accurate and reliable when it was posted on this site. However, we cannot guarantee that all information is accurate, complete or current at all times. The material on our website is for informational purposes only; it is not intended to be financial or legal advice. Please contact one of our customer service representatives at  email@pcu.ca for more information before you act on any materials or information you see on our website. The information on this website does not constitute an offer or solicitation by anyone in any jurisdiction in which an offer or solicitation cannot legally be made, or to any person to whom it is unlawful to make such a solicitation. The products and services offered by Provincial Credit Union are subject to various terms and conditions. For more information, call Provincial Credit Union at (902) 892-4107 or email us at email@pcu.ca. 

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Privacy and Security

For more information, please visit our Privacy section.

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Links to Third Party Sites

Provincial Credit Union's Web site may contain images of and links to third party Web sites ("Linked Sites"). The Linked Sites are not under the control of Provincial Credit Union and Provincial Credit Union is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Provincial Credit Union is not responsible for webcasting or any other form of transmission received from any Linked Site nor is Provincial Credit Union responsible if the Linked Site is not working appropriately. Provincial Credit Union is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Provincial Credit Union of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites.

Any dealings that you have with third parties (including advertisers) using any Linked Sites, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings are solely between you and the third party. Provincial Credit Union shall not be responsible or liable in any way for any part of such dealings.

If you wish to provide a link to our website from your website, please contact us at email@pcu.ca.

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Use of Cookies

Occasionally, in order to provide better service, a "cookie" will be used. A cookie is a small piece of information which a web site stores on your web browser on your computer and can later retrieve. The cookie cannot be read by a Web site other than the one that set the cookie. We use cookies for a number of administrative purposes. They let us store information that you have already told us, so we don't have to ask you again. They also allow us to measure what parts of our site customers prefer to see, and what parts are less popular. Most cookies last only through a single session, or visit. None will contain information that will enable anyone to contact you via telephone, mail, or e-mail. You can set up your web browser to inform you when cookies are set or to prevent cookies from being set.

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Debit Credit Statement of Commitment

Statement of Commitment: Code of Conduct for the Credit and Debit Card Industry in Canada.

Provincial Credit Union, is stating our re-commitment to the Code of Conduct for the Credit and Debit Card Industry in Canada. The Code was designed to protect credit union members’ interests related to the issuance and acceptance of payment cards, and to the operation of payment card networks.

Code of Conduct for the Credit and Debit Card Industry in Canada

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Direct Service Agreement - Personal

View a PDF version of our Personal Direct Service Agreement here.

Direct Service Agreement - Business

View a PDF version of our Business Direct Service Agreement here.